Cyber Liability

With such a high dependence placed on computers businesses now face exposures that can bring the potential for significant financial loss.

Traditional insurance policies are not designed for the new risks businesses face in a digital age. Wave searched through the policies available and offer a Cyber and data insurance widely recognised as the having the widest range of cover available.

CyberCrime

Businesses are increasingly being targeted by cyber criminals. The effects of an attack or breach could mean that your business is unable to trade, whilst having to deal with data breach issues. A good cyber policy will cover the cost of:

Cyber extorsion
Replacement or restoration of data
Defence costs
Public relations
Data breach notification
Social Engineering Fraud
Withdrawing or altering images
Unintentional transmission of virus
Plus much more.

Media Liability

If you run marketing campaigns through social media then you need to look at protecting your company against claims arising from the posts you or your service provider make online. This includes:

Libel
Slander
Product disparagement
Trade libel
Infliction of emotional distress
Malicious falsehood
Breach of comparative advertising regulations
Failure to attribute authorship

Cyber Cover can also include full crime cover (where your staff collude with a third party) and Cyber Business Interruption.

For more help information and advice please do not hesitate to contact us at Hoskin Commercial Insurance on Maldon (01621) 876030