High Value Homes

The Ultimate home and property cover for wealthy clients that want high levels of cover and exceptional claims service.

HIGH NET WORTH – HOUSEHOLD POLICY FEATURES

• For homes above £500,000
• Guaranteed Replacement Cover on Building and Contents
• Single article limits £50,000 fine art £30,000 Jewellery
• Large loss excess waiver: Claims over £15,000
• £15,000 security upgrades following a valid aggravated burglary claim
Worldwide personal liability cover
• Nil fine art excess
• Agreed value for specified items
• All-risks worldwide cover as standard
• Market appreciation at 150% of sum insured
• Newly acquired items at 25% of sum insured
• Temporary cover for items on loan
• Cover whilst being repaired or restored
• £100,000 for Unfinished Artwork
• Multiple properties covered

HIGH NET WORTH – MOTOR POLICY FEATURES

• Minimum value £50,000 (£30,000 for multi-vehicle policy)
• Agreed value
• Any driver
• Comprehensive Driving of Other Cars
• New car replacement; 36 months
• Newly acquired car cover; up to 5 days and £500,000
• Guaranteed replacement cover; 15 years
• Classic Car Extended Replacement Cover; 125% of Agreed
• Value, max £100,000
• £5,000 towards like for like courtesy car
• European motor breakdown cover
• 90 days European hire car cover
• Discount available for multi-car policies
Cover also available for Yachts with values above £300,000

For more help and information please do not hesitate to contact us at Hoskin Commercial Insurance on
Maldon (01621) 876030